Property insurance
Have to ever returned to a robbed or flooded flat or house? Have you had a damaged roof after a storm? A smashed TV after an innocent-looking children’s game while visiting your neighbours? Do you think that such situations won’t occur because you are covered? Are you sure that your coverage will sufficiently reimburse such damage? Don’t be surprised by nuisances, insure your property. We will insure your house, flat and appliances against damage. We will save you money and provide security in unpredictable situations. We will help you maintain the quality of your home and life in spite of awkward surprises.
What sort of cover should you choose? Choose one that will suit your requirements and demands.
Please visit one of our sale centres or call our Contact centre on 0850 111 117 and arrange a meeting with an insurance advisor. Or take out insurance quickly and easily by calling 0850 111 116, or visit our website at www.gsl.sk and receive an extra discount of 500 SKK (€16.60). You don’t have to go anywhere, the contract and all materials will be delivered to you by post within three days. Telephone and Internet service is available 24 hours a day, 7 days a week.
Have you invested in items you can’t imagine your household without? Are you worried that thieves might take something you have been saving for a long time? And what about damage from burst pipes or radiators, or even fire? Can you imagine the expenses that such events might cause?
My HOUSEHOLD
Household equipment insurance
Awarded Zlatá minca prize
Do you have a house and you would like to protect it against freak weather, natural hazards, vandals and other unpleasant surprises?
My HOUSE
House insurance
Would you like to secure your flat against a variety of damages? Have you just finished renovating and you are worried that your neighbour’s washing machine might wash your walls again as well? Would you like to unload your mind from unnecessary worries?
My FLAT
Rental property insurance
For the whole week you look forward to relaxing in your holiday home at the weekend. If you would like to return back without worrying about your property, you should cover the contents, in addition to the cottage itself. Remember, crime never sleeps and a cottage that is uninhabited during the week is easy prey for a criminal.
My COTTAGE
Holiday home insurance
Would you like to save time and energy and insure all your property at the same time? With us, one policy can cover your house or flat, household, glass or damage liability.
My LIVING package
Would you like us to reimburse veterinary treatment expenses for your dog or other pet? Would you like to have your pet insured in case of death? Are you not keen on paying for damage caused by your four-legged friend?
Pet insurance
If you are not keen to pay for unintentional and incidental damages to property or health caused by you, your children or your pet.
Liability insurance
We will insure your property quickly and easily over the phone or on the Internet.
ASSISTANCE services
Locked out, lost keys, burst pipe or other home disaster? Don’t worry about it. Our ASSISTANCE services will sort out every awkward situation for you. And you receive it absolutely FREE with our property insurance!
My HOUSEHOLD insurance
Offers coverage for movable property that comprises household contents and serves for its operation. Depending on the value of your property and individual requirements, we will prepare insurance that will fully protect your household.
Your household will be protected against insurance hazards such as:
- Fire, explosion, direct lightning strike, fall of airplane (or its parts)
- Damage to electrical appliances as a result of over-voltage caused by direct lightning strike
- Flood, storm and hailstorm
- Landslide, fall of rock or land, avalanche, fall of trees, posts
- Water escaping from water equipment
- Theft of goods by burglary or assault
- Vandalism and other
BENEFITS:
- FREE assistance with home insurance, helping you in several situations, even if they are not related to an insured event
- You can set the insured amount, or our experienced professional advisors will help you to set it
- In case of home insurance in a house, not only goods inside your household will be insured, but also goods in non-residential areas standing on the same plot as the house, for example in a garage, cellar or outhouse
- In case you are moving to a new address, we will also protect your goods moved to a new address for 30 days
- We will also reimburse some expenses related to an insured event, such as household cleaning after an insured event
- Premiums can be also paid in instalments, every 3 or 6 months, without an increase
With insurance for home and citizen’s other buildings you protect your house as a property, while other small buildings, fencing, built-in designs (such as a boiler), building material for house repair or maintenance, even pavements and outside illumination, will be covered as well. Other property can be insured as well, such as a garden shed, garage, or several farm or recreational buildings.
Your property will therefore be protected against insurance hazards such as:
- Fire, explosion, direct lightning strike, impact or fall of airplane (or its parts)
- Flood, storm or hailstorm, earthquake
- Landslide, fall of rock or land, avalanche, weight of snow or ice
- Fall of trees, posts or other objects
- Water escaping from water equipment
- Impact of a means of transport
- Theft by burglary, or assault
- Damage of building components by burglary or attempted burglary
BENEFITS:
- FREE assistance services helping you in several situations, just in case, even if they are not related to an insured event
- You can set an insured amount, or our experienced professional advisors will help you to set it
- One policy can cover more buildings in several locations
- In case of damage, the payment of a loss will be supplied in current prices, which means that if the price of the property has increased and an insured event occurs, we will reimburse the payment of a loss for such amount that is needed at the time for repair or rebuilding of an insured property up to the insured amount in case of taking out home insurance of up to 5 million SKK (€165,969.59); visual inspection of the building is not necessary
- You can choose the amount of excess and therefore influence the price of the premium
- The premium can also be paid in instalments, every 3 or 6 months, without any increase to the premium
My FLAT insurance is coverage of an apartment as a building. It doesn’t protect only your flat or outside area (such as a cellar), but it also includes the coverage of a particular part of a co-owner’s share of joint parts of a house within which your insured flat is situated.
Your flat is covered for damages caused by:
- Fire, explosion, direct lightning strike
- Airplane impact or fall
- Flood, storm or hailstorm, earthquake
- Landslide, fall of rock or land, avalanche, fall of trees, posts or other objects,
weight of snow or ice
- Water escaping from water equipment caused by impact of a means of transport
- Incurred regulation about demolition of a block of flats within which the flat is situated
- Theft, burglary or assault
- Damage of building components by burglary or attempted burglary
BENEFITS:
- FREE assistance services helping you in several situations, even if they are not related to an insured event
- You can set an insured amount, or our experienced professional advisors will help you to set it
- In case of deformation of statics caused by any specified insurance hazards resulting in an officially ordered demolition of a house within which your flat is situated, you will be entitled to a payment of loss of such amount required to take possession of a similar flat (up to the insured amount)
- In case of damage, a payment of loss will be supplied in new prices, which means we will reimburse a payment of loss in the amount needed to take possession of a similar flat (up to the insured amount)
- The premium can also be paid in instalments every 3 or 6 months, without any increase of premium
- You can choose the amount of excess and therefore influence the price of the premium
- We also offer a large choice of additional coverage options, such as additional coverage of various structures or flat equipment (such as a satellite dish), additional coverage of glass against any kind of breakage, additional coverage of a loss of rent, etc.
My LIVING package
My LIVING is a complex package of coverage for your accommodation.
It includes the following coverage:
- House or flat insurance
- Insurance of recreational building (cottage, bungalow)
- Household insurance - permanently settled
- Recreational household insurance
- Liability damage
- Glass insurance
- Assistance services
BENEFITS:
- My LIVING package includes seven types of coverage, suitable for every household
- It enables you to choose the type of coverage you currently need
- Every type of coverage offers the choice between basic and comfort hazard coverage
- Only one form to complete when taking out the insurance, all premiums paid in one payment
- Option to pay in monthly instalments
- If you take out at least three types of coverage, you will receive a discount on the premium
Civil liability for damage from activities in common public life will enable you to overcome difficult situations without them affecting your wallet. This coverage refers to damages possibly caused by you, your children or any member of your household, including pets, to third parties in various activities in common private life.
The insurance covers damage such as:
- Damage incurred in everyday household events (e.g. flooding of neighbours’ property, etc.)
- Damage incurred during recreation and relaxation, or in recreational sports
- Damage inflicted as a pedestrian or cyclist
- Damage caused by pets and small farm animals (e.g. dogs, cats, poultry, hares, sheep, goats, bees, etc.)
- Damage caused by you as an owner, operator or user of engineless watercraft
- Damage incurred in connection with other non-profit-gaining activity which can be regarded as a common part of life (e.g. damages caused in a shop by contact with goods by a coat or trolley, breaking of window or shop-window by a ball played by children, etc.)
BENEFITS:
- The insured amount can be chosen from the following options:
500,000 SKK (€16,596.96), 1,000,000 SKK (€33,193.92) or 1,500,000 SKK (€49,790.88)
- Insurance coverage applies to all persons permanently living in the covered household and paying for their expenses for their own needs and small pets
- Large choice of additional coverage (damage caused by engine-powered watercrafts, damage in connection with horse ownership, damage related to possession, holding, renting or administration of a property)
Pet insurance is a novelty in the Slovak insurance market, but it is common in many other countries. It doesn’t only protect your dog in case of injury or illness; it also covers damage causes by your dog to the property or health of other persons. Dog insurance is a variable product, which means you can decide on the amount of insurance coverage for your dog, as well as on the combination of individual types of coverage you choose.
You can choose insurance coverage for the following hazards:
- Coverage of expenses for veterinary treatment of sociable animals in case of illness
- Coverage in case of death or putting to sleep
- Liability for damage to property and health
A dog for which insurance is to be taken out must be permanently tagged with a microchip or tattoo. A microchip or tattoo ensures clear identification of a dog.
The chip number must be written in the so-called ‘pet passport’ at the same time.
When entering insurance, the dog must be:
- 9 years or younger - weight of up to 40 kg
- 5 years or younger - weight of over 40 kg
- Healthy and vaccinated against rabies at the time of entering insurance
Insure your pet quickly and easily by telephone, call 0850 111 116.
BENEFITS:
- Depending on the age of a dog when beginning the insurance, you can receive discounts on the premium
- 10 percent for dogs younger than 1 year
- 5 percent for dogs aged between 1 and 2
- The premium can be paid in single payment or in instalments every 3 or 6 months
- No differences based on the breed of a dog
- The same insured amount for all breeds of dogs, even mongrels, for the coverage of expenses on veterinary care, death and liability
- The coverage is valid throughout Europe, except coverage of expenses for veterinary treatment of sociable animals in case of illness or accident (this coverage refers to veterinary treatment supplied in the territory of Slovakia
- to file an insurance claim, the treatment of a dog is not bound to contracted veterinary surgeons
- Treatment of a dog is possible by any veterinary surgeon in Slovakia who has a valid licence to perform veterinary practice and who is authorised by the Vet Chamber to chip animals.
Assistance services for home, flat and household equipment coverage will fix many difficult situations. With us, you will get it absolutely FREE!
Locked out, lost keys or burst pipes are not a problem anymore, we will sort it out for you, and it doesn’t even have to be an insured event.
Assistance services are available 24 hours a day, 7 days a week and you can use them repeatedly throughout the whole period of cover.
Keep this number on hand!
+421 2 58 252 191
AROUND-THE-CLOCK ASSISTANCE
